I know I've said it before, but I just LOOOOOVE templates.  I especially love AK Designs' template packs.  They're easy to use, creative, and versatile.  Her latest pack, Template Pack 22 is all of that and the colors are pretty too.  What's even better?  It's on sale for just $2 through 10/22.

Here's what I created using Simply Yellow by Wendy Tunison Designs.